Public Liability Insurance

Public Liability Insurance protects you and your business if a member of the public sues you after an injury caused by your negligence.

Who is classes as a member of the public?

For insurance purposes, anyone who is not an employee is classed as a member of the public.

Whether you are a business owner or tradesman, Public Liability Insurance will cover your legal costs if you are sued by a member of the public if injured as a result of your negligence.  It also covers any compensation costs following a legal claim against you – potentially keeping you in business after such a trauma.

Public Liability Insurance features

At Pearson Insurance Services we understand the subtle differences in requirements between occupations and professions, so we have a wide range of public liability policies to offer. With flexible limits of indemnity, the policies we recommend regularly have the option to include:

  • Varying levels of indemnity up to £10,000,000
  • Contract works – to protect the materials you are using both on site and in transit
  • Options to extend to cover your tools and plant
  • Option to extend to cover temporary employees

We hope these points have helped you to form your opinion of us and our service level. We would love the chance to help you with your next insurance requirement.

Many thanks for your time…speak soon.


Sandra Bev and Phil Sigs - Pearson Insurance Services


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